Eligible undergraduate students can receive maintenance grants and government-funded bursaries to help with their living expenses. To qualify for any of the above, your household income must be £25,000 or less. If your household income is more than £25,000 but less than £50,020 you may receive a partial grant.
Grants are usually paid in three instalments (at the start of each term) and do not have to be repaid. You do not have to take out a loan to be eligible for a maintenance grant. What is available depends upon your household income and differs slightly for students from England, Wales, Scotland and Northern Ireland.
Please see the websites listed opposite for accurate up to the minute information:
For specific information Northern Ireland, Scotland or Wales:
Students from Northern Ireland:
Students from Scotland:
Students from Wales:
You do not have to take out a loan to be eligible for a maintenance grant.
Tuition fee loans
You will need to check whether or not you are eligible for a loan, as the rules differ slightly for English, Scottish, Welsh, Northern Irish and EU students. In general you must be:
- a UK or EU student;
- registered for a course within a higher education institution;
- new to higher education (you are not eligible if you have completed an undergraduate higher education course at another institution, ie you are classified as a ‘second degree’ student).
Both UK and EU students can take out a loan, available from Student Finance England, to cover these fees. Any such loan is repayable at the end of the whole course, according to circumstances and conditions, even if you do not complete the course.
According to current guidelines from the Department for Children, Schools and Families, all graduates are required to start repaying student loans from the April after they complete their courses but only once they are earning more than £15,000 per year. For more detailed information see the section on repaying student loans at: